I want to redirect my retirement investments to a more defensive posture. Ideas for best choices?
spring_sap asked:
I am reaching the age of 60 this year. The stock market has had a long bullish run. However, because of economic uncertainty and my age, I want to reposition my portfolio into a more defensive posture. I have read much advice recently but would like to hear from others who have personal experience with this or from anyone with ideas about defensive investments that might offer yields above bank CD rates.
I am reaching the age of 60 this year. The stock market has had a long bullish run. However, because of economic uncertainty and my age, I want to reposition my portfolio into a more defensive posture. I have read much advice recently but would like to hear from others who have personal experience with this or from anyone with ideas about defensive investments that might offer yields above bank CD rates.
Jan R asked:
I loaned a friend some money several years ago to help start a business, and the business failed and I was not repaid for the loan. I also, the same year, had losses from other investments (in the stock market). My understanding is that I can only deduct $3000 in investment losses for that year. Is the personal loan in the same category as the other investments — in other words, does it count as part of the $3000 limit? Or is there a way I can claim that loss separately? Thanks!
I loaned a friend some money several years ago to help start a business, and the business failed and I was not repaid for the loan. I also, the same year, had losses from other investments (in the stock market). My understanding is that I can only deduct $3000 in investment losses for that year. Is the personal loan in the same category as the other investments — in other words, does it count as part of the $3000 limit? Or is there a way I can claim that loss separately? Thanks!
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<a href="http://tu-online.com/160/i-want-to-redirect-my-retirement-investments-to-a-more-defensive-posture-ideas-for-best-choices/#comments" title="Comment on I want to redirect my retirement investments to a more defensive posture. Ideas for best choices?">3 Comments</a> </div>
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<h2 class="posttitle"><a href="http://tu-online.com/44/is-a-loss-from-a-personal-loan-the-same-tax-category-as-a-loss-from-stock-investments/" rel="bookmark" title="Permanent Link to Is a loss from a personal loan the same tax category as a loss from stock investments?">Is a loss from a personal loan the same tax category as a loss from stock investments?</a></h2>
<div class="postmetadata">February 9, 2009, 12:41 pm <!-- by Sam --></div>
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